Amanda Lanisya and Indah Kusuma Wardhani (2026) “LEGAL PROTECTION FOR USERS OF PEER-TO-PEER LENDING SERVICES IN THE FINTECH ECOSYSTEM IN INDONESIA”, MALA IN SE: Jurnal Hukum Pidana, Kriminologi, dan Viktimologi, 3(1), pp. 1–13. doi: 10.08221/mis.v3i1.254.